*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
:root{
  --ink:#1D1B2E; --body:#5E5D6E; --mute:#9897A6;
  --purple:#5B4FCB; --purple-dk:#473CB0; --purple-lt:#EEECFB;
  --mint:#93D3C7; --mint-dk:#4FA99A; --mint-lt:#E6F5F2;
  --peach:#EBC79A; --peach-lt:#FAF0E2;
  --grey:#F0F0F3; --soft:#F6F6FA; --line:#E7E6EE; --white:#fff;
  --star:#00B67A;
  --r:6px; --r-lg:14px;
}
body{font-family:'DM Sans',-apple-system,'Segoe UI',Roboto,sans-serif;color:var(--ink);background:#fff;line-height:1.6;font-size:16px;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button{font:inherit;border:0;background:none;cursor:pointer}
:focus-visible{outline:3px solid var(--purple);outline-offset:3px}
h1,h2,h3,h4{font-weight:500;letter-spacing:-.025em;line-height:1.12;color:var(--ink)}
h2{font-size:clamp(1.9rem,3.6vw,2.6rem);margin-bottom:14px}
h2 .tone,h1 .tone{color:var(--purple)}
p{color:var(--body);max-width:68ch}
.wrap{max-width:1180px;margin:0 auto;padding:0 28px}
section{padding:96px 0;position:relative}
.lead{font-size:1.0625rem;margin-top:10px}
.kicker{font-size:.75rem;color:var(--body);letter-spacing:.02em;margin-bottom:22px;display:block}

/* image wrapper with graceful fallback */
.ph{position:relative;overflow:hidden;background:linear-gradient(135deg,var(--mint-lt),var(--purple-lt))}
.ph img{width:100%;height:100%;object-fit:cover;position:relative;z-index:1}
.ph .ph-fallback{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;color:var(--purple);font-weight:600;font-size:.875rem;text-align:center;padding:12px}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:10px;padding:13px 24px;border-radius:var(--r);font-weight:600;font-size:.9375rem;transition:background .2s,transform .2s}
.btn-dark{background:var(--ink);color:#fff}
.btn-dark:hover{background:var(--purple)}
.btn-purple{background:var(--purple);color:#fff}
.btn-purple:hover{background:var(--purple-dk)}
.btn-line{border:1.5px solid var(--ink);color:var(--ink)}
.btn-line:hover{background:var(--ink);color:#fff}
.btn-white{background:#fff;color:var(--purple)}
.btn small{display:block;font-size:.625rem;font-weight:500;opacity:.7;line-height:1}
.btn .stack{display:flex;flex-direction:column;line-height:1.15;text-align:left}
.arrow-sq{display:inline-flex;width:24px;height:24px;background:var(--purple);color:#fff;border-radius:3px;align-items:center;justify-content:center;font-size:.8rem;margin-top:14px}

/* HEADER */
.site-header{position:sticky;top:0;z-index:10000;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid transparent;transition:border-color .2s}
.site-header.scrolled{border-color:var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:74px}
.logo{display:flex;align-items:center;gap:8px;font-size:1.3rem;font-weight:500;color:var(--purple);letter-spacing:-.02em}
.logo-mark{width:26px;height:26px;border:2px solid var(--purple);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:.8rem;font-weight:700}
.nav-links{display:flex;gap:30px;list-style:none;font-size:.875rem}
.nav-links a{color:var(--ink)}
.nav-links a:hover{color:var(--purple)}
.nav-right{display:flex;align-items:center;gap:14px}
.menu-toggle{display:none;width:40px;height:40px;font-size:1.3rem}
@media(max-width:940px){.nav-links{display:none}.nav-links.open{display:flex;flex-direction:column;position:absolute;top:74px;left:0;right:0;background:#fff;padding:20px 28px;border-bottom:1px solid var(--line);gap:16px}.menu-toggle{display:block}.nav-right .btn{display:none}}

/* HERO */
.hero{padding:70px 0 110px;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:40px;align-items:center}
.hero h1{font-size:clamp(2.5rem,5.6vw,4.1rem);margin-bottom:22px}
.hero-sub{font-size:1.125rem;margin-bottom:30px;max-width:500px}
.hero-ctas{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:36px}
.hero-facts{display:flex;gap:30px;flex-wrap:wrap;font-size:.8125rem;color:var(--body)}
.hero-facts b{display:block;font-size:1.25rem;color:var(--ink);font-weight:600}
.hero-art{position:relative;height:520px}
.shape-circle{position:absolute;border-radius:50%;background:var(--mint)}
.shape-half{position:absolute;background:var(--purple);border-radius:120px 120px 0 0}
.shape-quarter{position:absolute;background:var(--mint);border-radius:0 0 0 100%}
.hero-art .c1{width:380px;height:380px;left:50%;top:50%;transform:translate(-50%,-46%)}
.hero-art .q1{width:70px;height:110px;left:12%;top:8%;border-radius:0 110px 110px 0;background:var(--mint)}
.hero-art .h1s{width:120px;height:60px;right:4%;bottom:12%}

/* CSS phone */
.phone{position:absolute;width:250px;height:510px;background:#15141F;border-radius:38px;padding:10px;box-shadow:0 30px 60px rgba(29,27,46,.28);left:50%;top:50%;transform:translate(-50%,-50%) rotate(-8deg);z-index:2}
.phone-screen{background:#fff;border-radius:30px;height:100%;overflow:hidden;position:relative}
.phone-notch{position:absolute;top:0;left:50%;transform:translateX(-50%);width:110px;height:22px;background:#15141F;border-radius:0 0 14px 14px;z-index:3}
.ps-top{background:var(--purple);color:#fff;padding:40px 18px 22px}
.ps-top small{font-size:.625rem;opacity:.75;display:block}
.ps-top b{font-size:1.05rem;font-weight:600;line-height:1.25;display:block;margin-top:4px}
.ps-amount{font-size:1.9rem;font-weight:600;margin-top:10px}
.ps-body{padding:14px 16px}
.ps-row{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-bottom:1px solid var(--line);font-size:.6875rem;color:var(--body)}
.ps-row b{color:var(--ink);font-weight:600}
.ps-pill{background:var(--mint-lt);color:var(--mint-dk);padding:2px 8px;border-radius:20px;font-weight:600;font-size:.625rem}
.ps-btn{margin-top:14px;background:var(--purple);color:#fff;text-align:center;padding:9px;border-radius:8px;font-size:.6875rem;font-weight:600}
.chip{position:absolute;z-index:3;background:#fff;border-radius:10px;padding:10px 14px;box-shadow:0 12px 30px rgba(29,27,46,.12);font-size:.75rem;font-weight:600;display:flex;align-items:center;gap:8px}
.chip .dot{width:22px;height:22px;border-radius:50%;background:var(--mint-lt);color:var(--mint-dk);display:flex;align-items:center;justify-content:center;font-size:.7rem}
.chip.tp .dot{background:var(--star);color:#fff;border-radius:3px}
.hero-art .chip.a{left:2%;top:58%}
.hero-art .chip.b{right:0;top:18%}
@media(max-width:940px){.hero-grid{grid-template-columns:1fr}.hero-art{height:480px}}
@media(max-width:480px){.hero-art .c1{width:300px;height:300px}.phone{width:220px;height:450px}.hero-art .chip.b{right:-6px}}

/* CHOOSE BETTER: 3 colored cards */
.choose-head{max-width:520px;margin-bottom:40px}
.tri{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.tri-card{border-radius:var(--r);padding:22px 24px 26px;min-height:300px;display:flex;flex-direction:column;position:relative;overflow:hidden;transition:transform .25s}
.tri-card:hover{transform:translateY(-4px)}
.tri-card.mint{background:var(--mint)}
.tri-card.grey{background:var(--grey)}
.tri-card.peach{background:var(--peach)}
.tri-card .kicker{margin-bottom:0;color:rgba(29,27,46,.6)}
.tri-glyph{font-size:4.6rem;font-weight:700;letter-spacing:-.05em;align-self:flex-end;margin:10px 4px 0;line-height:1;color:rgba(255,255,255,.9);text-shadow:0 10px 24px rgba(29,27,46,.18)}
.tri-card.grey .tri-glyph{color:var(--purple);text-shadow:0 10px 24px rgba(91,79,203,.25)}
.tri-card h3{font-size:1.375rem;margin-top:auto;margin-bottom:8px}
.tri-card p{font-size:.875rem;color:rgba(29,27,46,.72)}
.tri-card a{margin-top:16px;font-size:.8125rem;font-weight:600;text-decoration:underline;text-underline-offset:3px}
@media(max-width:820px){.tri{grid-template-columns:1fr}.tri-card{min-height:230px}}

/* TAKE CONTROL */
.control-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.control-art{position:relative;height:500px}
.control-art .c2{width:340px;height:340px;right:6%;bottom:6%}
.control-photo{position:absolute;width:300px;height:420px;left:50%;top:50%;transform:translate(-50%,-50%);border-radius:24px;z-index:2;box-shadow:0 30px 60px rgba(29,27,46,.2)}
.control-list{list-style:none;margin-top:22px}
.control-list li{padding:9px 0 9px 20px;position:relative;font-size:.9375rem;color:var(--body)}
.control-list li::before{content:"";position:absolute;left:0;top:18px;width:6px;height:6px;background:var(--purple);border-radius:50%}
.control-h{font-size:1.75rem;margin:34px 0 4px}
@media(max-width:940px){.control-grid{grid-template-columns:1fr}.control-art{height:440px}}

/* PLAN DETAIL ROWS */
.plans{background:var(--soft)}
.plan-row{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center;padding:56px 0;border-top:1px solid var(--line)}
.plan-row:first-of-type{border-top:0}
.plan-row.flip .plan-card{order:-1}
.plan-tag{display:inline-block;font-size:.75rem;font-weight:600;padding:4px 10px;border-radius:4px;margin-bottom:14px}
.plan-tag.mint{background:var(--mint);color:var(--ink)}
.plan-tag.purple{background:var(--purple);color:#fff}
.plan-tag.peach{background:var(--peach);color:var(--ink)}
.plan-row h3{font-size:clamp(1.5rem,2.6vw,2rem);margin-bottom:14px}
.ticks{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:6px 22px;margin:20px 0 4px}
.ticks li{font-size:.875rem;padding-left:24px;position:relative;color:var(--ink)}
.ticks li::before{content:"✓";position:absolute;left:0;top:1px;width:16px;height:16px;border-radius:50%;background:var(--mint);font-size:.625rem;display:flex;align-items:center;justify-content:center;font-weight:700}
.note{margin-top:18px;background:#fff;border-left:3px solid var(--purple);padding:14px 18px;font-size:.875rem;color:var(--body);border-radius:0 var(--r) var(--r) 0}
.note b{color:var(--ink)}
.plan-card{background:#fff;border-radius:var(--r-lg);padding:28px;box-shadow:0 20px 50px rgba(29,27,46,.08)}
.plan-card-head{display:flex;justify-content:space-between;align-items:flex-start;padding-bottom:16px;border-bottom:1px solid var(--line);margin-bottom:6px}
.plan-card-head b{font-size:1.125rem;font-weight:600;display:block}
.plan-card-head span{font-size:.8125rem;color:var(--mute)}
.badge{background:var(--purple-lt);color:var(--purple);font-size:.75rem;font-weight:600;padding:4px 10px;border-radius:20px;white-space:nowrap}
.kv{display:flex;justify-content:space-between;padding:11px 0;border-bottom:1px dashed var(--line);font-size:.875rem;color:var(--body)}
.kv:last-child{border-bottom:0}
.kv b{color:var(--ink);font-weight:600}
.kv b.g{color:var(--mint-dk)}
.kv.total{background:var(--mint-lt);margin:10px -28px -28px;padding:16px 28px;border-radius:0 0 var(--r-lg) var(--r-lg);border:0}
.kv.total b{font-size:1.25rem;color:var(--ink)}
.timeline{display:grid;grid-template-columns:repeat(3,1fr);margin-top:18px;border-radius:var(--r);overflow:hidden;border:1px solid var(--line);background:#fff}
.timeline div{padding:12px;text-align:center;font-size:.75rem;color:var(--body);border-right:1px solid var(--line)}
.timeline div:last-child{border-right:0}
.timeline div b{display:block;font-size:.9375rem;color:var(--ink)}
.timeline .on{background:var(--purple);color:#e9e6ff}
.timeline .on b{color:#fff}
@media(max-width:900px){.plan-row{grid-template-columns:1fr;gap:30px}.plan-row.flip .plan-card{order:0}.ticks{grid-template-columns:1fr}}

/* TABLES */
.table-box{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);overflow-x:auto;margin-top:40px}
table.cmp{width:100%;border-collapse:collapse;font-size:.875rem;min-width:640px}
.cmp th,.cmp td{padding:15px 18px;text-align:left;border-bottom:1px solid var(--line)}
.cmp thead th{background:var(--soft);font-weight:600;font-size:.8125rem;color:var(--ink)}
.cmp thead th.hl{background:var(--purple);color:#fff}
.cmp td.hl{background:var(--purple-lt);font-weight:600;color:var(--ink)}
.cmp tbody tr:last-child td{border-bottom:0}
.cmp td:first-child{font-weight:600;color:var(--ink)}
.y{color:var(--mint-dk);font-weight:600}
.n{color:#C2410C;font-weight:600}
.compare{background:var(--soft);padding-top:0}

/* EXPERTISE 3 CARDS */
.expertise{background:var(--soft)}
.exp-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:40px}
.exp{border-radius:var(--r);padding:20px 22px 22px;min-height:290px;display:flex;flex-direction:column;position:relative;overflow:hidden}
.exp .kicker{font-size:.625rem;margin-bottom:0}
.exp.mint{background:var(--mint)}
.exp.purple{background:var(--purple);color:#fff}
.exp.purple .kicker{color:rgba(255,255,255,.7)}
.exp.white{background:#fff}
.exp p.big{margin-top:auto;font-size:1.125rem;line-height:1.4;color:inherit;font-weight:500}
.exp.mint p.big{color:var(--ink)}
.exp .orb{position:absolute;width:70px;height:70px;border-radius:50%;right:18px;top:18px;opacity:.55}
.exp.mint .orb{background:#7CC4B7}
.exp.purple .orb{background:#4A3FB5}
.exp.white .orb{background:var(--purple-lt)}
.stat-big{font-size:2.4rem;font-weight:500;color:var(--purple);line-height:1;margin-top:18px}
.stat-cap{font-size:.75rem;color:var(--purple);margin-top:4px}
@media(max-width:820px){.exp-grid{grid-template-columns:1fr}.exp{min-height:220px}}

/* WHY: 4 features around image */
.why-head{max-width:560px;margin-bottom:46px}
.why-grid{display:grid;grid-template-columns:1fr 300px 1fr;gap:40px;align-items:center}
.why-col{display:grid;gap:48px}
.feat h3{font-size:1rem;font-weight:600;letter-spacing:-.01em;margin-bottom:8px;max-width:240px}
.feat p{font-size:.8125rem;line-height:1.55}
.why-img{width:300px;height:380px;border-radius:150px 150px 20px 20px}
@media(max-width:940px){.why-grid{grid-template-columns:1fr 1fr}.why-img{display:none}}
@media(max-width:560px){.why-grid{grid-template-columns:1fr}}

/* RATES */
.rates-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:start}
.rate-box{background:var(--peach-lt);border-radius:var(--r-lg);padding:30px}
.rate-box h3{font-size:1.25rem;margin-bottom:10px}
.rate-box .kv{border-bottom-color:rgba(29,27,46,.12)}
.rate-box .kv b{font-size:1.0625rem}
@media(max-width:900px){.rates-grid{grid-template-columns:1fr}}

/* WORLD / INDUSTRIES */
.world{text-align:center;background:#fff}
.world .lead{margin:10px auto 0}
.cluster{position:relative;height:380px;max-width:640px;margin:40px auto 10px}
.av{position:absolute;border-radius:50%;overflow:hidden;background:var(--purple-lt);border:3px solid #fff;box-shadow:0 6px 16px rgba(29,27,46,.12)}
.av img{width:100%;height:100%;object-fit:cover}
.bit{position:absolute;border-radius:50%}
.bubble{position:absolute;font-size:.6875rem;padding:8px 12px;border-radius:8px;color:#fff;text-align:left;line-height:1.3;max-width:150px;z-index:2}
.bubble.m{background:var(--mint-dk)}
.bubble.p{background:var(--purple)}
.world-stats{display:flex;justify-content:center;gap:70px;flex-wrap:wrap;margin-top:20px}
.world-stats b{display:block;font-size:2rem;font-weight:500;color:var(--ink)}
.world-stats b span{color:var(--purple)}
.world-stats small{font-size:.75rem;color:var(--body)}
.ind-photos{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:70px;text-align:left}
.ind-photo{border-radius:var(--r);overflow:hidden;background:#fff;border:1px solid var(--line)}
.ind-photo .ph{height:170px}
.ind-photo div.txt{padding:16px 18px 20px}
.ind-photo h3{font-size:1.0625rem;font-weight:600;letter-spacing:-.01em;margin-bottom:4px}
.ind-photo p{font-size:.8125rem}
.ind-chips{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin-top:26px}
.ind-chip{border:1px solid var(--line);padding:9px 16px;border-radius:30px;font-size:.8125rem;color:var(--ink);background:#fff}
.ind-chip b{color:var(--purple);font-weight:600;margin-right:4px}
@media(max-width:940px){.ind-photos{grid-template-columns:1fr 1fr}.cluster{transform:scale(.85);transform-origin:top center;height:330px}}
@media(max-width:520px){.ind-photos{grid-template-columns:1fr}.cluster{transform:scale(.6);height:240px}.world-stats{gap:30px}}

/* DENTAL */
.dental{background:var(--soft)}
.dental-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:60px;align-items:center}
.dental-img{height:480px;border-radius:var(--r-lg) 220px var(--r-lg) var(--r-lg)}
.proc{display:flex;flex-wrap:wrap;gap:8px;margin:20px 0}
.proc span{background:#fff;border:1px solid var(--line);padding:7px 14px;border-radius:30px;font-size:.8125rem}
.dental-stat{background:var(--mint);border-radius:var(--r);padding:18px 22px;margin:8px 0 24px}
.dental-stat b{font-size:1.5rem;font-weight:600;display:block}
.dental-stat span{font-size:.875rem;color:rgba(29,27,46,.75)}
@media(max-width:900px){.dental-grid{grid-template-columns:1fr}.dental-img{height:300px}}

/* PURPLE PARTNER BLOCK */
.partners{padding:0}
.partner-band{background:var(--purple);color:#fff;display:grid;grid-template-columns:.85fr 1.15fr;gap:40px;padding:64px;margin-right:6%;position:relative}
.partner-band h2{color:#fff}
.partner-band h2 .tone{color:var(--mint)}
.partner-band p{color:rgba(255,255,255,.82);font-size:.9375rem}
.partner-band .btn-white{margin-top:22px;font-size:.8125rem;padding:10px 18px}
.p-cards{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-right:-110px}
.p-card{background:#fff;border-radius:var(--r);padding:22px;color:var(--ink);box-shadow:0 20px 40px rgba(29,27,46,.18)}
.p-card .kicker{font-size:.625rem;color:var(--purple);margin-bottom:10px}
.p-card .num{font-size:2.3rem;font-weight:500;color:var(--purple);line-height:1;margin-bottom:10px}
.p-card h3{font-size:1.125rem;margin-bottom:8px}
.p-card p{color:var(--body);font-size:.8125rem}
.p-card ul{list-style:none;margin-top:12px;border-top:1px solid var(--line)}
.p-card li{font-size:.8125rem;padding:8px 0;border-bottom:1px solid var(--line);color:var(--ink)}
.p-card li:last-child{border-bottom:0}
.ar-table{margin-top:26px;width:100%;border-collapse:collapse;font-size:.8125rem}
.ar-table th,.ar-table td{padding:9px 6px;border-bottom:1px solid rgba(255,255,255,.15);text-align:left}
.ar-table th{color:var(--mint);font-weight:600;font-size:.75rem}
.ar-table td{color:rgba(255,255,255,.9)}
.ar-table td.g{color:var(--mint)}
@media(max-width:1100px){.p-cards{margin-right:0}.partner-band{margin-right:0}}
@media(max-width:900px){.partner-band{grid-template-columns:1fr;padding:40px 28px}.p-cards{grid-template-columns:1fr}}

/* STEPS */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:40px;counter-reset:s}
.step{border-top:2px solid var(--purple);padding:20px 4px 0}
.step .n{font-size:.75rem;color:var(--purple);font-weight:600}
.step h3{font-size:1.125rem;margin:8px 0}
.step p{font-size:.875rem}
@media(max-width:820px){.steps{grid-template-columns:1fr 1fr}}
@media(max-width:480px){.steps{grid-template-columns:1fr}}

/* ELIGIBILITY */
.elig{background:var(--soft)}
.elig-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}
.elig-cards{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.e-card{background:#fff;border-radius:var(--r);padding:22px}
.e-card .ic{width:30px;height:30px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;margin-bottom:12px;font-size:.875rem}
.e-card.yes .ic{background:var(--mint);color:var(--ink)}
.e-card.no .ic{background:var(--peach);color:var(--ink)}
.e-card h3{font-size:1.0625rem;font-weight:600;letter-spacing:-.01em;margin-bottom:6px}
.e-card p{font-size:.875rem}
@media(max-width:900px){.elig-grid,.elig-cards{grid-template-columns:1fr}}

/* REVIEWS */
.reviews{background:#fff;overflow:hidden}
.tp-widget{display:grid;grid-template-columns:1.2fr 1fr;gap:40px;align-items:center;border:1px solid var(--line);border-radius:var(--r-lg);padding:28px 32px;margin:34px 0 26px}
.tp-brand{display:flex;align-items:center;gap:8px;font-weight:700;font-size:1.15rem;margin-bottom:12px;color:#191919}
.tp-brand i{width:26px;height:26px;background:var(--star);color:#fff;font-style:normal;display:flex;align-items:center;justify-content:center;font-size:.9rem}
.tp-score{display:flex;align-items:center;gap:12px;flex-wrap:wrap;margin-bottom:8px}
.tp-score b{font-size:2rem;font-weight:700;color:#191919;line-height:1}
.stars{display:inline-flex;gap:2px}
.stars i{width:28px;height:28px;background:var(--star);color:#fff;font-style:normal;display:flex;align-items:center;justify-content:center;font-size:1rem}
.stars i.half{background:linear-gradient(90deg,var(--star) 50%,#DCDCE6 50%)}
.stars.sm i{width:19px;height:19px;font-size:.6875rem}
.tp-meta{font-size:.9rem;color:var(--body)}
.tp-meta strong{color:#191919}
.bars{display:grid;gap:8px}
.bar{display:grid;grid-template-columns:52px 1fr 40px;gap:10px;align-items:center;font-size:.75rem;color:var(--body)}
.bar .track{height:7px;background:#DCDCE6;border-radius:2px;overflow:hidden}
.bar .fill{height:100%;background:var(--star)}
.bar span:last-child{text-align:right}
.rv-rows{display:grid;gap:16px}
.rv-row{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.rv-row.offset{padding-left:60px;margin-right:-60px}
.rv{background:var(--soft);border-radius:var(--r);padding:22px;display:flex;flex-direction:column}
.rv h3{font-size:.9875rem;font-weight:600;letter-spacing:-.01em;margin:12px 0 8px;line-height:1.35}
.rv p{font-size:.84rem;line-height:1.55;flex-grow:1}
.rv .date{font-size:.75rem;color:var(--mute);margin:14px 0 12px;padding-bottom:12px;border-bottom:1px solid var(--line)}
.rv .who{display:flex;align-items:center;gap:10px}
.rv .who .ph{width:34px;height:34px;border-radius:50%;flex-shrink:0}
.rv .who b{font-size:.8125rem;font-weight:600;display:flex;align-items:center;gap:6px}
.rv .who b em{font-style:normal;color:var(--star);font-size:.6875rem;font-weight:600}
.rv .who small{display:block;font-size:.6875rem;color:var(--mute)}
.tp-foot{text-align:center;font-size:.8125rem;color:var(--body);margin-top:24px}
.tp-foot a{color:var(--star);font-weight:600}
@media(max-width:940px){.rv-row{grid-template-columns:1fr 1fr}.rv-row.offset{padding-left:0;margin-right:0}.tp-widget{grid-template-columns:1fr;gap:20px;padding:22px}}
@media(max-width:600px){.rv-row{grid-template-columns:1fr}}

/* AWARDS */
.wins{background:#fff;padding-top:40px}
.win-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:44px;text-align:center}
.win svg{width:64px;height:64px;margin:0 auto 12px}
.win b{display:block;font-size:.875rem;font-weight:600;line-height:1.35}
.win small{font-size:.6875rem;color:var(--mute);letter-spacing:.02em}
@media(max-width:700px){.win-grid{grid-template-columns:1fr 1fr;row-gap:36px}}

/* AUTHOR + FAQ */
.faq-sec{background:var(--soft)}
.author{display:grid;grid-template-columns:96px 1fr;gap:22px;align-items:center;background:#fff;border-radius:var(--r-lg);padding:26px;margin-bottom:56px}
.author .ph{width:96px;height:96px;border-radius:50%}
.author b{font-size:1.125rem;font-weight:600}
.author .role{color:var(--purple);font-size:.8125rem;font-weight:600;margin:2px 0 8px}
.author p{font-size:.875rem}
.creds{display:flex;flex-wrap:wrap;gap:6px;margin-top:10px}
.creds span{font-size:.6875rem;background:var(--purple-lt);color:var(--purple);padding:3px 9px;border-radius:20px;font-weight:600}
.faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:56px;align-items:start}
.faq-item{border-bottom:1px solid var(--line)}
.faq-item summary{list-style:none;cursor:pointer;padding:20px 30px 20px 0;font-weight:600;font-size:.98rem;position:relative}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";position:absolute;right:0;top:16px;width:24px;height:24px;background:var(--purple);color:#fff;border-radius:3px;display:flex;align-items:center;justify-content:center;font-weight:400}
.faq-item[open] summary::after{content:"−"}
.faq-item .a{padding:0 0 20px;font-size:.9rem;color:var(--body);max-width:62ch}
@media(max-width:900px){.faq-grid{grid-template-columns:1fr;gap:20px}.author{grid-template-columns:1fr;text-align:center}.author .ph{margin:0 auto}.creds{justify-content:center}}

/* CTA BAND */
.cta-band{background:var(--purple);color:#fff;padding:0;overflow:hidden}
.cta-inner{display:grid;grid-template-columns:.8fr 1.2fr;gap:40px;align-items:end;min-height:420px}
.cta-line{padding:46px 0 0;text-align:center;font-size:.8125rem;color:rgba(255,255,255,.65);grid-column:1/-1}
.cta-line span{display:inline-block;margin:10px 16px 0;color:#fff;font-weight:600;font-size:1rem}
.cta-phone{position:relative;height:340px}
.cta-phone .phone{transform:translate(-50%,0) rotate(0);top:30px;height:420px;width:220px}
.cta-copy{padding:20px 0 70px}
.cta-copy h2{color:var(--mint);font-size:clamp(2rem,4vw,2.9rem)}
.cta-copy h2 span{color:#fff}
.cta-copy p{color:rgba(255,255,255,.82);margin-bottom:26px}
.cta-copy .btn-dark{background:#1D1B2E}
@media(max-width:860px){.cta-inner{grid-template-columns:1fr}.cta-phone{order:2;height:300px}.cta-copy{padding:20px 0 10px;text-align:center}.cta-copy p{margin-left:auto;margin-right:auto}.cta-copy .hero-ctas{justify-content:center}}

/* FOOTER */
.footer{background:#fff;padding:60px 0 30px;border-top:1px solid var(--line)}
.f-top{display:grid;grid-template-columns:1.4fr repeat(4,1fr);gap:30px;margin-bottom:40px}
.f-top p{font-size:.8125rem;margin-top:10px;max-width:290px}
.f-col .f-h{font-size:.8125rem;font-weight:600;margin-bottom:14px;letter-spacing:0}
.f-col ul{list-style:none}
.f-col li{margin-bottom:9px}
.f-col a{font-size:.8125rem;color:var(--body)}
.f-col a:hover{color:var(--purple)}
.disclaimer{font-size:.72rem;color:var(--mute);line-height:1.6;border-top:1px solid var(--line);padding-top:22px;max-width:none}
.f-bottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:.75rem;color:var(--mute);margin-top:18px}
@media(max-width:820px){.f-top{grid-template-columns:1fr 1fr}}


/* ===== APPLICATION FORM (shared) ===== */
#form{scroll-margin-top:96px}
.form-shell{position:relative;isolation:isolate;z-index:1;background:#fff;border-radius:var(--r-lg);box-shadow:0 30px 70px rgba(29,27,46,.14);overflow:hidden}
.form-shell-head{padding:22px 26px 18px;border-bottom:1px solid var(--line)}
.form-shell-head h2,.form-shell-head h3{font-size:1.375rem;margin:0 0 4px}
.form-shell-head p{font-size:.84rem}
.form-trust{display:flex;flex-wrap:wrap;gap:8px;margin-top:12px}
.form-trust span{font-size:.6875rem;font-weight:600;padding:4px 10px;border-radius:20px;background:var(--mint-lt);color:var(--mint-dk)}
.form-trust span.p{background:var(--purple-lt);color:var(--purple)}
.form-body{padding:12px 16px 18px;min-height:460px;position:relative}
#_lg_form_{position:relative;z-index:1;min-height:440px}
.form-foot{display:flex;align-items:center;gap:8px;justify-content:center;font-size:.6875rem;color:var(--mute);padding:12px 16px 16px;border-top:1px solid var(--line)}
.form-foot svg{width:13px;height:13px}

.apply-band{background:var(--purple);color:#fff;padding:80px 0;overflow:hidden}
.apply-band::before{content:"";position:absolute;width:420px;height:420px;border-radius:50%;background:#6A5FD4;left:-140px;bottom:-200px}
.apply-band::after{content:"";position:absolute;width:160px;height:80px;border-radius:160px 160px 0 0;background:var(--mint);right:6%;bottom:0}
.apply-grid{display:grid;grid-template-columns:1fr 470px;gap:60px;align-items:center;position:relative;z-index:1}
.apply-copy h2{color:#fff}
.apply-copy h2 .tone{color:var(--mint)}
.apply-copy>p{color:rgba(255,255,255,.82);font-size:1.0625rem}
.apply-list{list-style:none;margin:26px 0}
.apply-list li{padding:10px 0 10px 30px;position:relative;color:rgba(255,255,255,.85);font-size:.9375rem;border-bottom:1px solid rgba(255,255,255,.12)}
.apply-list li b{color:#fff;font-weight:600}
.apply-list li::before{content:"✓";position:absolute;left:0;top:11px;width:20px;height:20px;border-radius:50%;background:var(--mint);color:var(--ink);font-size:.6875rem;font-weight:700;display:flex;align-items:center;justify-content:center}
.apply-badges{display:flex;gap:10px;flex-wrap:wrap}
.apply-badges span{font-size:.75rem;font-weight:600;padding:6px 12px;border-radius:20px;background:rgba(255,255,255,.12)}
.apply-grid>*{min-width:0}
@media(max-width:960px){.apply-grid{grid-template-columns:1fr;gap:36px}.apply-band{padding:60px 0}}


/* ===== LOAN CALCULATOR ===== */
.calc{background:#fff}
.calc-head{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:end;margin-bottom:40px}
.calc-head h2{margin-bottom:0}
.calc-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:20px;align-items:stretch}
.calc-in{background:var(--soft);border-radius:var(--r-lg);padding:32px}
.c-field{margin-bottom:30px}
.c-field:last-child{margin-bottom:0}
.c-label{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:14px}
.c-label label,.c-label span.l{font-size:.875rem;font-weight:600}
.c-val{display:flex;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:6px 12px;font-size:1.25rem;font-weight:600;color:var(--purple)}
.c-val input{border:0;outline:0;width:90px;font:inherit;color:inherit;background:transparent;text-align:right}
.c-val:focus-within{border-color:var(--purple)}
input[type=range].c-range{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:3px;background:linear-gradient(90deg,var(--purple) var(--p,50%),#DCDAE8 var(--p,50%));outline:none}
input[type=range].c-range::-webkit-slider-thumb{-webkit-appearance:none;width:24px;height:24px;border-radius:50%;background:#fff;border:6px solid var(--purple);cursor:pointer;box-shadow:0 4px 10px rgba(91,79,203,.3)}
input[type=range].c-range::-moz-range-thumb{width:14px;height:14px;border-radius:50%;background:#fff;border:6px solid var(--purple);cursor:pointer}
input[type=range].c-range:focus-visible::-webkit-slider-thumb{outline:3px solid var(--mint);outline-offset:2px}
.c-ends{display:flex;justify-content:space-between;font-size:.75rem;color:var(--mute);margin-top:8px}
.c-chips{display:grid;grid-template-columns:repeat(6,1fr);gap:8px}
.c-chips button,.c-plans button{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:10px 6px;font-size:.84rem;font-weight:600;color:var(--ink);transition:all .15s}
.c-chips button:hover,.c-plans button:hover{border-color:var(--purple)}
.c-chips button[aria-pressed=true],.c-plans button[aria-pressed=true]{background:var(--purple);border-color:var(--purple);color:#fff}
.c-plans{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}
.c-plans button{padding:12px 10px;text-align:left}
.c-plans button small{display:block;font-size:.6875rem;font-weight:500;opacity:.75;margin-top:2px}
.calc-out{background:var(--purple);color:#fff;border-radius:var(--r-lg);padding:32px;position:relative;overflow:hidden;display:flex;flex-direction:column}
.calc-out::after{content:"";position:absolute;width:150px;height:75px;background:var(--mint);border-radius:150px 150px 0 0;right:28px;bottom:0;opacity:.9}
.calc-out .lbl{font-size:.8125rem;color:rgba(255,255,255,.75)}
.calc-big{font-size:clamp(2.6rem,5vw,3.4rem);font-weight:600;letter-spacing:-.03em;line-height:1.05;margin:6px 0 4px}
.calc-big small{font-size:1rem;font-weight:500;opacity:.75}
.calc-sub{font-size:.8125rem;color:var(--mint);min-height:20px}
.calc-rows{margin:22px 0;border-top:1px solid rgba(255,255,255,.15)}
.calc-rows div{display:flex;justify-content:space-between;padding:11px 0;border-bottom:1px solid rgba(255,255,255,.15);font-size:.875rem;color:rgba(255,255,255,.82)}
.calc-rows b{color:#fff;font-weight:600}
.calc-split{height:8px;border-radius:4px;background:rgba(255,255,255,.18);overflow:hidden;display:flex;margin-bottom:8px}
.calc-split span:first-child{background:var(--mint)}
.calc-split span:last-child{background:var(--peach)}
.calc-legend{display:flex;gap:16px;font-size:.6875rem;color:rgba(255,255,255,.75);margin-bottom:24px}
.calc-legend i{display:inline-block;width:8px;height:8px;border-radius:2px;margin-right:5px}
.calc-out .btn{position:relative;z-index:1;align-self:flex-start;margin-top:auto}
.calc-note{font-size:.72rem;color:var(--mute);margin-top:16px;max-width:none}
@media(max-width:900px){.calc-head,.calc-grid{grid-template-columns:1fr;gap:16px}.calc-in,.calc-out{padding:24px}}
@media(max-width:520px){.c-chips{grid-template-columns:repeat(3,1fr)}.c-plans{grid-template-columns:1fr}}

/* grid items never force page overflow */
.hero-grid>*,.control-grid>*,.plan-row>*,.rates-grid>*,.dental-grid>*,.elig-grid>*,.faq-grid>*,.partner-band>*,.why-grid>*,.cta-inner>*{min-width:0}
.partner-band{padding-left:max(28px,calc((100vw - 1180px)/2 + 28px))}
@media(max-width:900px){.partner-band{padding-left:28px}}
body{overflow-x:hidden}

/* sticky mobile apply */
.m-apply{display:none}
@media(max-width:700px){.m-apply{display:block;position:fixed;left:12px;right:12px;bottom:12px;z-index:999;text-align:center;background:var(--purple);color:#fff;padding:14px;border-radius:var(--r);font-weight:600;box-shadow:0 10px 30px rgba(91,79,203,.4);transition:transform .25s}.m-apply.hide{transform:translateY(120px)}}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}