Last updated: October 2, 2026.
Acceptance of terms
By using this website, you agree to these terms. If you don’t agree, please don’t use the site.
Eligibility
You must be at least 18 years old and a U.S. resident to apply for a payment plan.
Information on this site
Rates, fees, examples, and comparisons are provided for general information and may change. Calculator results and payment examples are estimates. Your actual terms are shown in your payment plan agreement before you sign.
Applications and approval
Submitting an application does not guarantee approval. Approval and terms depend on identity and income verification, the service, the provider, and the plan selected. Your payment plan agreement governs your plan.
Third-party forms and links
This site may include application forms or links operated by third parties. Their use is subject to their own terms and privacy practices.
Acceptable use
You agree not to misuse the site, submit false information, interfere with its operation, or attempt unauthorized access.
Intellectual property
Site content, design, and logos belong to Denefits USA or its licensors and may not be copied without permission.
Disclaimer and limitation of liability
The site is provided “as is.” To the extent permitted by law, Denefits USA is not liable for indirect or consequential damages arising from use of the site.
Governing law
These terms are governed by the laws of the State of California, without regard to conflict-of-law rules.
Changes
We may update these terms at any time. Continued use of the site means you accept the updated terms.
Contact
Questions? Email [email protected].